Money Train 4 Slot Review

The Money Train series is one of Relax Gaming’s most popular works. Therefore, the fourth and final instalment doesn’t need too much introduction. Money Train 4 pushes every aspect of the series to the limit. The action-packed, steampunk-based reels are ones that every Aussie pokie enthusiast should try.

Pokies featured image
Software Relax Gaming
Slot Type Video Slot
Winning Lines Scatter pays (cluster wins)
Reels 6
Rows 6
Min Bet $0.10
Max Bet $6
Jackpot No
RTP 96.10%
Volatility High

Expert's Verdict for Money Train 4 Slot Review

Overall Rating
4.3/5
What I loved
    • 150,000x max win potential
    • Feature-packed bonus rounds
    • Stunning visuals and soundtrack
    • Flexible RTP with bonus buy
Room for Improvement
    • High volatility, less frequent wins
    • No traditional free spins
    • Absence of wilds

Graphics & Theme

The game’s theme has transitioned across the series. The Wild West has been the underlying theme, with Money Train 2 and 3 introducing a steampunk and dystopian futuristic approach. For MT4, you’re transported to a barren planet where the train is a massive armoured fortress cutting through hostile territory. Pulling off this heist won’t be easy, but the four notorious bandits are ready.

The 6×6 grid has symbols such as cybernetic outlaws, mechanical motifs, and vibrant card suits. Animations are dynamic, with every spin and bonus round brought to life through intricate detail. The soundtrack is cinematic and atmospheric, blending Western twangs with futuristic synths to heighten the sense of adventure.

Compared to other high-volatility pokies, Money Train 4 is more visually polished. The presentation of characters is top of other series such as Gonzo’s Quest and Dead or Alive.

Money Train 4 online pokie by Relax Gaming bonus game
Money Train 4 online pokie by Relax Gaming bonus game options
Money Train 4 online pokie by Relax Gaming gameplay view

How to Play

Money Train 4 is easy to start but offers deep complexity for mastery. The game uses a scatter pays system on a 6×6 grid, triggering wins by clusters of matching symbols.

Here’s how to play:

  • Set your bet amount ($0.10 – $6 per spin).
  • Press the spin button to start the game.
  • Use the autoplay feature to set several automatic spins

Wins are awarded for 8+ high-paying or 10+ low-paying symbols anywhere on the grid. Check the paytable for symbol values and bonus feature details.

Bonus Features

Money Train 4 has innovative bonus features, making every session exciting.

Respins Feature

Triggered randomly after any base game spin. The symbol most present on the reels will be selected to be sticky, and a re-spin is awarded. The respins continue as long as more of that symbol or multipliers land. Multipliers are added together and applied to the final win. The feature ends when no new symbols land.

Money Cart Bonus Round

The Money Cart bonus round is triggered by landing 3 or more BONUS symbols anywhere on the reels. The round starts with 3 respins and expands the grid as rows fill. Special/premium symbols interact in complex ways, boosting your win potential.

Persistent and adjacent variants repeat their actions every spin or affect neighbouring symbols. The round continues until no new symbols land for three spins.

Buy Feature

The Buy Feature awards the Money Cart bonus round for the price displayed with:

  • Persistent Feature – Triggers a bonus with 1 Persistent Symbol.
  • Original Feature – Triggers a bonus as in the main game.

Symbols & Payouts

Money Train 4 features a diverse set of symbols, each with its own payout structure. They are:

Premium Symbols

Money Train 4 online pokie paying symbols necromancer

Necromancer Pays:

  • 100.00 for 36x
  • 10.00 for 30x
  • 5.00 for 25x
  • 3.50 for 20x
  • 2.00 for 15x
  • 1.00 for 12x
  • 0.20 for 10x
  • 0.12 for 8x

Money Train 4 online pokie paying symbols native american

Native American Bandit Pays:

  • 50.00 for 36x
  • 5.00 for 30x
  • 3.00 for 25x
  • 2.00 for 20x
  • 1.00 for 15x
  • 0.50 for 12x
  • 0.15 for 10x
  • 0.10 for 8x

Money Train 4 online pokie paying symbols bandit

Bearded Bandit Pays:

  • 40.00 for 36x
  • 4.00 for 30x
  • 2.50 for 25x
  • 1.50 for 20x
  • 0.80 for 15x
  • 0.20 for 12x
  • 0.12 for 10x

Money Train 4 online pokie paying symbols female symbols

Female Bandit Pays:

  • 25.00 for 36x
  • 3.00 for 30x
  • 2.00 for 25x
  • 1.00 for 20x
  • 0.60 for 15x
  • 0.15 for 12x
  • 0.10 for 10x

Low-value Symbols

Spade & Heart

Pays:

  • 12.50 for 36x
  • 1.50 for 30x
  • 1.00 for 25x
  • 0.60 for 20x
  • 0.30 for 15x
  • 0.10 for 12x
  • 0.05 for 10x

Club & Diamonds

Pays:

  • 10.00 for 36x
  • 1.00 for 30x
  • 0.75 for 25x
  • 0.40 for 20x
  • 0.20 for 15x
  • 0.08 for 12x
  • 0.04 for 10x

RTP & Volatility

Money Train 4 ranges across Australian casinos. However, the standard RTP by the provider is 96.10% for the base game and 96.5% when using the bonus buy feature. MT4 is highly volatile, which means wins are rare but can be extremely large when they hit.

 

Strategy Tips:

  • Start with smaller bets to manage your bankroll.
  • Use the demo mode to learn the mechanics.
  • Only use the bonus buy feature if you have a large bankroll and a taste for risk

Final Verdict

Money Train 4 is a technical masterpiece and a fitting finale to Relax Gaming’s legendary series. It best suits high-rollers and experienced pokie fans who crave massive win potential and cinematic presentation.

If you’re ready for a wild ride with the chance to win up to 150,000x your bet, the online pokie Money Train 4 is the ultimate destination.

Rose Varrelli avatar
Rose Varrelli
Senior Casino & News Writer

Hi there! I’m Rose, and with over 10 years behind me in the iGaming industry, I craft engaging narratives at Casino Buddies. My education in Communication across Europe has sharpened my skills in fintech, casino legislation, and digital marketing. Backed by a strong foundation in SEO, storytelling, and cross-cultural communication, I’m passionate about creating content that resonates globally and educates our audience.

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